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Nestled in Hardings Beach Hills, Laissez Faire, designed and built by Polhemus Savery DaSilva in 2012, presents a stunning display of nature with its panoramic marsh and creek views. The architecture of this residence is a masterful fusion of classic Cape vernacular with modern inspiration, reflective of PSD's signature style. Unique design elements and extraordinary millwork details, like the curve of the living room fireplace mantle wall with v-groove paneling that extends through to the dining room impart a symmetry and flow throughout the open main level. Views of the marsh, creek and surrounding landscape are offered from every window yet the focus of this extraordinary home is the two story dining room and open reading nook above, illuminated by a dramatic wall of windows overlooking the marsh. The adjoining chef's kitchen offers full amenities and casual bar seating. The main level is complete with a sunny bedroom/study, full bath and multi-use mudroom. The serene primary bedroom has a gas fireplace surrounded by built-in bookshelves and window seat, and the ensuite bath is accented with a custom, stained glass window, designed by the architect, that allows light to pass through from the stair hall - just one of the many special touches. The upstairs guest bedroom has high ceilings and a window niche that can accommodate a table or desk. The walk-out lower level offers additional living space with more views of the marsh and includes a laundry room with abundant storage, built in bookshelves, and plenty of room for family activities. Additionally, the lower level offers adjoining unfinished space if expansion is desired. The stunning marsh and creekfront setting is augmented by mature plantings, natural stonework, generous outdoor deck space and a grilling patio with a picturesque pergola. This coastal home is part of the Bucks Creek Association, which offers a private community picnic area and dock for launching kayaks for leisurely excursions through the marsh and beyond to Nantucket Sound.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wood | 14.0 x 16.1 | Second |
Bedroom 3 | Closet, Flooring - Wood | 10.1 x 13.7 | First |
Dining Room | Cathedral Ceiling(s), Flooring - Wood | 11.4 x 18.3 | First |
Kitchen | Flooring - Wood, Gas Stove, Peninsula | 13.3 x 13.4 | First |
Living Room | Flooring - Wood, Window(s) - Picture, Balcony / Deck, French Doors, Deck - Exterior | 20.0 x 14.8 | First |
Master Bedroom | Ceiling Fan(s), Closet - Linen, Flooring - Wood, Window(s) - Stained Glass | 20.1 x 15.1 | Second |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,756,000 | $3,756,000 | $3,756,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $965 | $965 | $965 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $22,218 | $23,740 | $32,205 |
Total Monthly Payment | $23,308 | $24,830 | $33,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.