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Step into your turn-key dream home at 5 McGary Hill Rd. This single-family ranch-style home, newly built in 2021, is a blend of comfort, style, and luxury. Meticulously kept and nearly maintenance free, it measures 1, 836 sqft, and incorporates an open kitchen/dining/living room, 3 bedrooms 2 bathrooms, laundry room and a 4-season sunroom. The expansive kitchen boasts of premium appliances, granite counters, and an attractive layout tailor-made for those who love cooking. The primary bedroom features an ensuite bathroom, providing you a private and convenient space as well as a large walk-in closet. It features an oversized, glass surround, rain shower. The full walk-out basement offers 1, 080 sqft of dry and heated space to increase your living space. One of the most enticing features of this home is its exterior. The property spans a vast 3 acres, offering you a large yard perfect for outdoor activities and gatherings. Enjoy the 16’ x 40’ wrap-around deck and take in the terrific view of the Kilkenny Mountain Range. There’s a 24 x 30 x 16, 3-bay, pole barn to park your vehicles and store lawn equipment. There is also a stand-by generator! Located in a highly sought-after neighborhood, this home enjoys the advantage of open spaces, keeping you refreshed and connected with nature.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,390 | $4,349 |
Total Monthly Payment | $3,967 | $3,967 | $4,926 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.