197 Earles Road, Middleburgh (Broome), NY, 12122 | $1,200,000

This luxurious custom chalet, spanning 3564 sq ft, meticulously completed in 2018, is an equestrian's, hobby farmer and sportsman's dream. The home features 4 bedrooms 3 bathrooms and encompasses three lots totaling 81. 36 acres. The kitchen showcases elegant marble countertops, sturdy wood cabinets, ample counter space, and two stoves powered by propane. Throughout the home, you'll find exquisite custom woodwork, LED lighting, and a bright open floor plan leading to a sprawling 1656 sq ft wrap-around deck made to last with composite decking. The lower level offers a newly finished family room, a bedroom, a full bath, and a laundry room, the perfect home theater and game room space. Walk out to the one-of-a-kind patio with a fire ring, ready for starry nights and the next family get-together. Enjoy the benefits of passive green energy with southern exposure, keeping the house warm in winter and cool in summer. The house boasts top-of-the-line spray foam and R60 insulation, propane heating, and central air conditioning. Equestrian enthusiasts will appreciate the outdoor arena, fenced pastures, turn of the last century horse barn, and additional barns with hand-hewn beams. The land has many scenic trails and breathtaking views, offering endless opportunities to savor the great outdoors year-round. Additionally, it is located near the 1, 248-acre Dutton Ridge state forest and the 4500-acre Partridge Run for more outdoor fun. Very convenient location: 1 hour from HITS horse show facility, 2 hours from NYC, commutable to Albany, 45 minutes to Cooperstown, and close to Ski Windham, Zoom Flume and the region's best farmers markets.

Features

  • Town: Middleburgh
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Chalet
  • Year Built: 2018
  • Garage: 1-car Detached
  • Heating: Forced,Hot Air
  • Basement: Finished,Full,Walkout
  • Approx Sq. Feet: 0
  • Acreage: 81.36
  • School District: Middleburgh
  • MLS#: 153311
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/153311/197earlesroad_middleburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley North

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

197 Earles Road, Middleburgh (Broome), NY, 12122

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.500% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.335% 6.612% 6.433%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,679 $6,068 $8,231
Total Monthly Payment $5,804 $6,193 $8,356

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.