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WOW! This one is a UNICORN! Here's your unique opportunity to snag the ONLY 3 bedrm unit in Seawatch! Imagine waking up & strolling out of your ground floor condo, down the dune boardwalk to soak up a glorious sunrise over beautiful, uncrowded, Vilano Beach! This quaint, quiet & close-knit community has only 3 stories & 27 units, and a SUPERB location, just 1/10 mile to Publix & 7 minutes to downtown St. Aug! Amenities include a sparkling pool, elevator, reserved carport parking plus ample guest parking, lots of green space, & tennis/pickleball court. You can move right in since this unit is sold FULLY-FURNISHED except for a few personal items. Enjoy a beverage out on the boardwalk benches, take a jog down the beach to the jetties, or cool off with a dip in the pool! This unit has been updated thruout with a convenient kitchen w/solid silestone counters & stainless appl's o'looking the large great rm, w/''Beachy'' LVP flooring & neutral colors. 7 day minimum for AirB&B rentals! The kitchen has been opened up to the great room & includes a long breakfast bar w/bar stools for casual dining. The bathrooms are gorgeous with lots of updated tile, toilets, shower doors, and lighting. Additional decor items include smooth ceilings, Craftsman-style door trim & baseboards, a cozy electric fireplace, and large windows for sunlit rooms! The 3rd bedroom could also work well as a sunroom, home office, yoga room, or playroom! Being ground floor, the unit has easy access from the 3rd bedroom to the patio with a storage closet for your beach gear, and the huge backyard for sunning or playing with your pet! The unit has a lockable "owner's closet" in case you would like to rent the property as a short-term rental with a minimum 7 day rental term. Owners must self-manage their units, and this unit has an excellent rental history! The self-managed community has very reasonable monthly due of $580 per month and is very well-maintained. This ground floor unit shows exceptionally well and has a great rental history with excellent potential for additional revenue! All units must be owner-managed (no property managers), with 7-day minimum stay. The 3rd BR is non-conforming without closet, and has a quiet wall unit for cooling.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $611,920 | $611,920 | $611,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,071 | $4,067 | $5,247 |
Total Monthly Payment | $4,630 | $4,626 | $5,806 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.