Step into the heart of Monroe's prime location with this inviting contemporary colonial home that seamlessly blends modern comfort with timeless charm. Positioned in an ideal setting, this residence offers a welcoming atmosphere, perfect for creating lasting memories with family and friends. Upon entry, you'll find beautiful hardwood floors and vaulted ceilings that enhance the spaciousness of the home. The cozy wood-burning fireplace in the living area serves as a focal point for gatherings, while the expansive kitchen, dining, and family rooms provide ample space for both daily living and entertaining. Step outside onto the large deck, perfect for summer barbecues and outdoor relaxation in the backyard that offers privacy and tranquility Upstairs, retreat to the serene primary suite featuring three closets and skylights that fill the room with natural light. Two additional guest bedrooms offer flexibility for family or guests, along with a convenient laundry area for added convenience. This home has been thoughtfully upgraded for comfort and efficiency, Recent improvements include a Lenox central air conditioning system with a Wi-Fi thermostat (2015) for the upstairs, an Electrolux washer (October 2020), a water softener (August 2017), a new roof (November 2014), and a high-end BUDERUS boiler and hot water tank (September 2014), ensuring peace of mind and modern reliability. Located in a desirable area with access to town sewer, this property combines peaceful living with convenience. Don't miss out on the opportunity to own this delightful residence in Monroe's sought-after location. Envision how this home can elevate your lifestyle. Make this charming colonial yours and enjoy the perfect blend of comfort and location.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $448,000 | $448,000 | $448,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $1,297 | $1,297 | $1,297 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,943 | $2,978 | $3,778 |
Total Monthly Payment | $4,332 | $4,367 | $5,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.