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Cape Cod-style home in a desirable sought-after neighborhood. This charming property boasts quality construction and offers a unique opportunity for those with a vision to transform and enhance its beauty. The home features a spacious living room, hardwood floors, wood-burning fireplace, and large picture window that floods the space with natural light. There are two comfortable bedrooms, each with hardwood floors and ceiling fans. The full bathroom is ready for your personal touch. Additionally, the upper walk-up attic presents a fantastic expansion opportunity - converting this area into two additional bedrooms, adding significant value and space to the home. Property also includes an unfinished lower level, offering ample storage space or the potential for creating a functional area tailored to your needs, such as a home gym, workshop, or additional living space. The one-car detached garage provides convenience and extra storage options. Home is situated on a . 19-acre level lot, perfect for outdoor activities, gardening, or future landscaping projects. While the home requires some cosmetic updates, its solid structure and timeless appeal make it a fantastic investment. The seller prefers to sell the property AS IS, and it is currently not eligible for FHA or VA financing, making it ideal for cash buyers or those with conventional financing looking to add their personal touch. Located close to local amenities, schools, highways, and parks. Don't miss out on the opportunity!
Type | Description | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | Main |
Eat-In Kitchen | Main | |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $797 | $1,028 |
Total Monthly Payment | $1,298 | $1,297 | $1,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.