Welcome to 4544 Oak River Circle, Valrico, FL 33596 – serene, luxury living conveniently located close to recreation, shopping, dining, and highly rated schools. Imagine coming home to this stunning 4-bedroom, 2-bathroom custom, executive style residence spanning 2, 304 square feet on an oversized . 4 acre lot with conservation views, perfectly situated in the highly desirable River Crossing at Bloomingdale. This exquisite property offers a blend of modern elegance and comfort, featuring soaring ceilings, spacious living areas, beautifully designed kitchen with new appliances, panoramic sliding glass doors, a wet bar, and built in surround sound. The home also boasts fresh paint inside and out, new luxury vinyl plank (LVP) flooring, new front loading washer and dryer on pedestals included, newer HVAC and water heater (2021), and A NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING!
Outdoor living is at its finest with a massive covered back porch and an extended lanai, ideal for entertaining or relaxing. The fully fenced backyard features stunning conservation views.
The Bloomingdale community is renowned for its excellent quality of life, with top-rated schools, lush parks, and a vibrant community atmosphere. Residents enjoy access to premier amenities including public parks, private trails for River Crossings residents, the Bloomingdale Golfers Club, which features a state-of-the-art practice area and the Pizzeria & Grille. Fitness and wellness are well-supported at the Campo Family YMCA, Bloomingdale Little League, and sports facilities at both of the county parks within the community.
One of the standout features of this property is the financial benefits. With no Community Development District (CDD) fees and incredibly low Homeowners Association (HOA) fees of just $57. 50 per year, this home provides an affordable luxury living experience.
Don’t miss this exceptional opportunity to own a piece of paradise in one of Valrico’s most sought-after neighborhoods! Schedule your private tour today and take the first step toward experiencing the unparalleled lifestyle that 4544 Oak River Circle and the Bloomingdale community have to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,992 | $519,992 | $519,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $456 | $456 | $456 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,459 |
Total Monthly Payment | $4,051 | $4,004 | $5,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.