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BRAND NEW ROOF JUST COMPLETED! Don't miss this unique opportunity to own a home in this special enclave of homes perfectly situated in St. Pete. This original-owner home is in a quiet cul-de-sac and features 4 bedrooms, 2 baths, and a spacious 2-car garage with 10ft ceilings. Lighthouse Reserve, established in 2003, offers close proximity to Madeira Beach and Treasure Island which are just minutes away! Enjoy easy access to a variety of malls, shopping and dining options. The Pinellas Trail is just steps from your door and there are multiple parks nearby. Inside, discover a well-designed split floor plan with ample living space. The kitchen has wood cabinets and granite countertops. A convenient laundry room/mudroom leads directly into the garage. There is a flexible space ideal for a game room or additional family room space. The primary suite is generously sized with a walk-in closet, large ensuite bath featuring a garden jetted tub, shower, dual sinks, and water closet. Step outside to a great back yard to entertain and enjoy chilling out in the covered hot tub! Enjoy a professionally landscaped home with irrigation that happens to be on a well so you will incur no cost to water your beautiful yard. This house has been meticulously maintained and is in a great location! Put this one on your list to see today! NON FLOOD ZONE AND NON EVACUATION ZONE! HIGH AND DRY
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $304 | $304 | $304 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,503 | $4,494 |
Total Monthly Payment | $3,899 | $3,899 | $4,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.