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Presented by![]() Anita Taylor |
This gracious 2 unit multi family with so much curb appeal has all the charm & character you were hoping for & is ideal for owner occupancy! This beautiful home is nicely set back from the road on a lovely . 89 acre lot w/ a deep 3 car garage. Unit 1 offers one level living w/ a sunny, enclosed porch w/ a living room w/ coffered ceilings, hardwood floors & fireplace, a sunroom w/ pocket doors, 2 bedrooms & dining room with elegant woodwork & a built-in china cabinet. The kitchen was completely remodeled in 2024 w/ stylish countertops, white cabinets, a ss sink & refrigerator & 1st floor laundry/mud room! Unit 2 offers a living room/dining room w/ built-ins, kitchen, 2 bedrooms, bath & porch. This is an opportunity to live in a beautiful home & get rental income to help pay the mortgage or to rent both units or possibly convert back to a single family home. Add'l updates incl vinyl siding, circuit breaker panels, replacement windows, rebuilt chimney, garage roof -2021 & boiler (2010)!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
Sales Associate
William Raveis Real Estate
Phone: 413.265.3844
Anita.Taylor@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.604.0905
JohnCarlos.Machado@raveis.com
NMLS Mortgage Loan Originator ID 2064879
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,506 | $2,506 | $3,215 |
Total Monthly Payment | $3,012 | $3,012 | $3,721 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.