201 Indian Trail, Glocester, RI, 02814 | $398,000

LOCATION. LOCATION. LOCATION!! THREE PRIVATE BEACHES ON THIS LAKE!! FISHERMANS DREAM!! Great Location at Keech Pond Fishing Access Area. Enjoy the very serene wonders of nature, fishing and wildlife within steps of your front door. This home overlooks the lake- YEAR ROUND the perfect spot for an Avid fisherman or Retired person to relax in peace. Very private side deck overlooking water access to boat ramp and lake. This 2 level raised ranch is located at the end of the trail with 2 separate Water views. Open floor plan on the upper level with sliders to a deck overlooking the water. Tile floor in the kitchen area. 2 large bedrooms with large closets. Full bathrooms on both levels. Large open lower level with a slider at the walkout. The many tall slim pine trees offer an abundance of shade and beauty. The exterior has a Newer roof and exterior lighting. The private fenced in back yard boasts an oversized UNILOC Patio. There are 3 beaches on the lake available for use. Offer Subject to Probate approval & sold as is. This is a Great Opportunity to own a peaceful home nestled in nature.

Features

  • Amenities: Near Schools,Recreation Area,Restaurant,Shopping
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Raised Ranch
  • Year Built: 1984
  • Garage: 1-car Attached,Carport,Garage
  • Heating: Gas,Hot Water,Other
  • Cooling: None
  • Basement: Full,Finished,Walk-Out Access
  • Approx Sq. Feet: 1,215
  • Acreage: 0.29
  • Est. Taxes: $3,300
  • HOA Fee: $100 Annually
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Appliances: Gas Water Heater,Oven,Range,Refrigerator
  • MLS#: 1362206
  • Website: https://www.raveis.com
    /prop/1362206/201indiantrail_glocester_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Century 21 Platinum RE Group   Phone: 401-808-6342

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

201 Indian Trail, Glocester, RI, 02814

$398,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,118 $2,116 $2,685
Total Monthly Payment $2,468 $2,466 $3,035

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.