Welcome to Unit 1032 Montreux At Deerwood Lake Condominiums, a gated community. A well-maintained unit located on the third floor, (get your steps in) with a screened balcony overlooking Deerwood Lake, its fountains and gazebo. The unit provides an abundance of natural light while also nestled in enough trees to provide a touch of privacy. The open floor plan features a vaulted ceiling in the main living area, two split bathrooms with en-baths, and a loft that overlooks the main living area. The unit is outfitted with hard wood in the living and dining area; tile in the wet areas; and newer carpet in the bedrooms, their walk in closets and loft. The wall mounted TV in the main living area conveys along with new stainless steel appliances. This unit is being sold with a spacious 32 foot garage (B) just across the stairs. The garage is in excellent condition with a Shark coated floor, arguably one of the nicest garages at the complex. Unit 1032 is literally 2 to 3 minutes walk from all of Montruex's resort style amenities, which include pools, tennis courts, a movie theater, basketball court and fitness center as well as the administrative office and the mail room. Montruex is centrally located between Downtown Jacksonville and the Beaches and minutes from the St. Johns Town Center which provides "everything"! Montreux is an awesome place to be and Unit 1032 is absolutely a must see! Seller is offering a 1 year home warranty - 2-10 Standard, $590.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,326 | $1,293 | $1,633 |
Total Monthly Payment | $1,624 | $1,591 | $1,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.