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STAY-CATION: What you will enjoy when you live at 13 Louise Drive! This absolutely adorable and impeccably maintained Cape Cod offers 3-4 bedrooms, formal dining, kitchen with cabinets custom made by seller's late father, formal living room with brick fireplace, dining area in kitchen and heated/cooled and immaculate 1 car garage. Downstairs is finished with a large family room plus 2 additional rooms. The fun begins when you step through either sliding glass door to the massive rear deck with retractable awning so you can enjoy the outdoors without the sun beating down on your head. The gorgeous sparkling & cooling waters of the in-ground pool are just waiting for those floats with the beverage holders. Large patio area around pool is ideal for additional seating and begging for company to share this paradise with. Large shed (a replica of the house) is great for storing all your summer toys. Desirable cul-de-sac location in New Windsor. Close in time to enjoy all the amenities this very special home has to offer!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,956 | $439,956 | $439,956 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $819 | $819 | $819 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,772 |
Total Monthly Payment | $3,838 | $3,835 | $4,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.