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7283 Mount Essex DRIVE NE, #507, St. Petersburg, FL, 33702 | $89,900
Finally a property that checks all the boxes for a resort lifestyle but doesn’t break the bank! Situated on an oversized corner lot with fire hydrant, this sturdy 1969 mobile is just waiting for a savvy buyer with an eye for value. It will need updating and a new central air unit but all the essentials are there to turn this amazing find into the perfect home, winter get-away or investment. There are gleaming wood vinyl floors in the main living areas and a new polyurethane roofover installed in 2012. The home was recently tented for termites and the warranty will convey. In addition to peace of mind, you will be delighted with the spacious living area, extra storage space and a 12 x 10 all-weather room for morning coffee and entertaining. A utility shed with washer and dryer hookups is just steps away from the back door and expansive covered carport. Americana Cove is a guard gated, 55 plus Co-op just 10 minutes from downtown St Petersburg and 30 mins from Tampa airport. A monthly fee of only $360 includes water/sewer, trash, lawn mowing and an astounding array of resort quality amenities. How about a heated pool overlooking the water? Boat ramps and storage. Fitness center, billiards, shuffleboard, hobby shop, meeting rooms, library and too many clubs and activities to list. The community allows rentals (2 mon. minimum) and all residents must have background/credit check of 675 plus.
Features
- Amenities: Clubhouse, Fitness Center, Lobby Key Required, Pickleball Court(s), Pool, Recreation Facilities, Security, Wheelchair Access
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, Other, Outside
- Style: Cottage
- Year Built: 1969
- Heating: Electric
- Cooling: None
- Approx Sq. Feet: 804
- Acreage: 0.22
- Est. Taxes: $85
- HOA Fee: $360 Monthly
- Lot Desc: FloodZone, Level, Near Golf Course, Near Marina, Near Public Transit, Oversized Lot
- Elem. School: Shore Acres Elementary-PN
- Middle School: Meadowlawn Middle-PN
- High School: Northeast High-PN
- Pool: Gunite, Heated
- Pet Policy: Breed Restrictions, Cats OK, Number Limit, Size Limit
- Appliances: Refrigerator
- MLS#: U8247569
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/U8247569/7283mountessexdrivene_stpetersburg_fl?source=qrflyer
Listing courtesy of EJI & ASSOCIATES LLC Phone: 727-822-2424
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7283 Mount Essex DRIVE NE, #507, St. Petersburg, FL, 33702
$89,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $71,920 | $71,920 | $71,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
| Monthly Tax Payment | $7 | $7 | $7 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $485 | $478 | $617 |
| Total Monthly Payment | $567 | $560 | $699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388