420 Lake Ruth DRIVE, Longwood, FL, 32750 | $290,000

No HOA!!! Corner lot!! A must see!! Dead end street. Longwood home is available, ready to move in!!! Beautifully remodeled 3/1 home you are going to love. Spacious fenced back yard!! Roof, septic tank, water softener/filtration system, HVAC system, energy efficient double pane windows and fence only approximately 5 years old. Granite countertops, stainless steel kitchen appliances. Barn door in Family/dining room, Storage shed 7x7 in fenced back yard along with a fire pit for family smores activity. The living room has a wood burning fireplace. The property is within 5 to 10 minutes to the Historic city of Longwood, Sun Rail Station, and Seminole State College in Sanford/Lake Mary Campus. Close to Altamonte Mall (about 15 minutes) and only about 30 minutes to the wonderful Winter Park district. 35 min to Orlando airport/MCO 29 min to Universal Studios. (All timeframes can change with traffic)

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Electric Dryer Hookup, Other
  • Year Built: 1956
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,130
  • Acreage: 0.14
  • Est. Taxes: $1,310
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Filtration System, Water Purifier, Water Softener
  • MLS#: S5105810
  • Days on Market: 150 days
  • Website: https://www.raveis.com
    /prop/S5105810/420lakeruthdrive_longwood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 6:31:37 AM)
Listing courtesy of ALPHA HOMES & INVESTMENT, INC.   Phone: 321-603-7831

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

420 Lake Ruth DRIVE, Longwood, FL, 32750

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $109 $109 $109
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,563 $1,542 $1,956
Total Monthly Payment $1,747 $1,726 $2,140

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.