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Hidden gem in Clearwater. Not far from Saint Petersburg College. Pull up to the front of the house to see mature landscaping. As you enter the home you see the living room and look forward you can see through the bonus room to the pond. Turn left and walk to the bedrooms. Master on the left and the 2nd bedroom in front of you. The bathrooms are retro. The kitchen was updated a year ago with new cabinets that have self-closing drawers. Stainless steel appliances including a microwave cart with microwave. Stand at the kitchen sink and look out the window at the pond. The bonus room has windows all the way around that you can see the pond. Step out on to the patio and the back yard has privacy fence on the sides and when you look across the pond the neighbors have not trimmed and of the lush trees and landscaping so you can’t see their house. So, it’s like no neighbors. Sit back there and it’s quiet and very peaceful. Very relaxing. Seems like there’s always ducks swim around the lake and sometimes they’ll come up into the yard and lay down. It has a one car garage with an opener and work bench.
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Our Executive Mortgage Banker:
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$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $31 | $31 | $31 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,617 | $1,617 | $2,074 |
Total Monthly Payment | $1,722 | $1,722 | $2,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.