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220 PASEO TERRAZA, #305, Saint Augustine, FL, 32095 | $299,000
Welcome to this 2-bedroom, 2-bath condo in the gated Avila section of Palencia. Step inside to a beautiful rounded gallery foyer that opens to an inviting, open floor plan, ready for your personal touch. Seller is offering $5, 000 towards cosmetic updates so you can make it your own. The kitchen features beautiful granite countertops, a tile backsplash, and under-cabinet lighting. Adjacent to the kitchen, you have the flexibility to use the extra space as either an eat-in area or an office. The main living area includes a dining space that overlooks a spacious living room and a screened-in patio with serene views of a wooded area. The split floor plan ensures that both bedrooms enjoy ample privacy. The master suite boasts his and hers closets, dual vanities, and a separate tub and shower. This unit offers plantation shutters, easy elevator access, proximity to a green space next to the building, and a private 2-car garage, making it an ideal place to call home. Condo fees include water/sewer, insurance, pest control, trash and security gate. Residents enjoy access to resort-style amenities, including a fitness center, community pools, lighted clay tennis courts, pickleball & basketball. Playgrounds and pocket parks are located throughout Palencia, as well as sports fields, a 30-acre park system with fitness trails & a boardwalk leading out to the Intracoastal. As an Avila resident you will also have access to your own community pool as well as gated access to the Publix shopping center nearby.
Features
- Parking: Garage
- Heating: Central
- Cooling: Central Air
- Amenities: Basketball Court, Children's Pool, Clubhouse, Dog Park, Elevator(s), Fitness Center, Gated, Park, Pickleball, Playground, Tennis Court(s)
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Complex: Palencia
- Year Built: 2007
- Common Charge: $642 Quarterly
- Approx Sq. Feet: 1,575
- Est. Taxes: $4,382
- View: Trees/Woods
- Elem. School: Palencia
- Middle School: Pacetti Bay
- High School: Allen D. Nease
- Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
- MLS#: 2033183
- Days on Market: 135 days
- Website: https://www.raveis.com
/prop/2033183/220paseoterraza_saintaugustine_fl?source=qrflyer
Listing courtesy of ENGEL & VOLKERS FIRST COAST
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
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860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
220 PASEO TERRAZA, #305, Saint Augustine, FL, 32095
$299,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $365 | $365 | $365 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,017 |
| Total Monthly Payment | $2,031 | $2,030 | $2,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388