**ALL AND FINAL OFFERS TO BE IN BY 10AM WEDNESDAY (6/26)** House is in need of extensive work - investors and rehab loan buyers take note! Important for all buyers to read the updated property condition disclosures and attachments on the MLS prior to scheduling showings. Ranch opportunity in the charming Guilford Lakes neighborhood! Walking in you will notice the open combination living room/dining room space and large wood stove. The kitchen features cabinets made from antique chestnut wood and a Mexican river rock countertop. Two bedrooms are located on the first floor, while the third is upstairs. The garage has been converted to a potential in-law space with a half bath and space for an apartment kitchen. Located within minutes of all three lakes that make up Guilford Lakes, Guilford Lakes Golf Course, and Guilford Lakes Elementary School. The "first lake" features a private beach for Guilford Lakes Association members. The "second lake" is good for fishing and kayaking, while the "third lake" is popular in the winter for ice skating and is surrounded by the Timberland walking/hiking trails. Owner prefers to sell as-is.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Laminate Floor | 12.0 x 13.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 13.0 x 16.0 | Upper |
Dining Room | Combination Liv/Din Rm,Tile Floor | Main | |
Kitchen | Tile Floor | 11.0 x 20.0 | Main |
Living Room | Ceiling Fan,Combination Liv/Din Rm,Dining Area,Fireplace,Wood Stove,Tile Floor | 19.0 x 30.0 | Main |
Primary Bedroom | Laminate Floor | 10.0 x 16.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,455 | $1,436 | $1,852 |
Total Monthly Payment | $2,017 | $1,998 | $2,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.