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4 Cedar Reef Drive, #B204, Harbor Island, SC, 29920 | $429,000
MARSHFRONT -OCEANVIEW DREAM VILLA ON PRIVATE - GATED ISLAND!
Enjoy your morning coffee with beautiful sunrise colors to your left and your glass of wine in the evening with gorgeous sunset colors to your right. You don't want to leave this deck overlooking the marsh and watch the tide come in and go out with the ocean in the distance.
This villa is one of the BEST you will find in the entire complex. The renovation was done professionally with excellent craftmanship und the furnishings and decorations gave it the finishing touch. This unit is a MUST SEE!
Not only is this one of the best villas in the entire complex, the beach is also a short 5 minute walk away. All island amenities such as pool, tennis / pickle ball courts, fitness rooms are within walking distance of this villa. Harbor Island is a private gated island and perfectly located between Charleston, South Carolina and Savannah, Georgia. Historic Downtown Beaufort is only a 20 minute drive away and the Hunting Island State Park is only a 5 minutes drive away. Harbor Island is one of the best's kept secrets on the entire east coast. Harbor Island offers a beautiful unspoiled beach, an abundance of wildlife and plenty of long, lazy days. The 2. 5 miles beach is edged with rolling dunes and golden sea oats, the perfect place to build your sandcastle or watch dolphins play. The fishing in our coastal waters won't disappoint you either and there are 2 fishing docks on the island for your enjoyment. The amenities include full access to the Beach and Raquet Club's swimming pools, tennis court, pickle ball, fitness rooms, beach volleyball, playground, dog park and a well appointed clubhouse with lounge. This beautiful villa comes fully furnished and decorated with the exception of a few personal items. If you are looking for a home away from home, then look no further - this is it! And if you plan to rent out, this will be a great investment property as well. The possibilities are endless.
Features
- Heating: Electric, Central, Heat Pump
- Cooling: Electric, Central Air, Heat Pump
- Amenities: Pickleball, Tennis Court(s), Fitness Center, Dog Park, Lawn Maintenance, Pool, Playground, Security Gate
- Bedrooms: 2
- Baths: 2 full / 1 half
- Development: Harbor Island
- Year Built: 1980
- Common Charge: $1,654 Annually
- Approx Sq. Feet: 1,080
- Est. Taxes: $4,455
- Water Front: Yes
- Appliances: Cable TV/Available, Dishwasher, Dryer, Elec/Oven/Range, Furnished, Microwave, Refrigerator, Washer
- MLS#: 185762
- Days on Market: 189 days
- Website: https://www.raveis.com
/prop/185762/4cedarreefdrive_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLSListing courtesy of Keller Williams Realty Phone: 843-682-8100
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4 Cedar Reef Drive, #B204, Harbor Island, SC, 29920
$429,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $371 | $371 | $371 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,370 | $2,312 | $2,919 |
| Total Monthly Payment | $2,816 | $2,758 | $3,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484