One or more photo(s) has been virtually staged. Milestone Phase 1 Inspection Report has been completed! Freshly painted move-in ready 1 bedroom condo in an amazing location, with new HURRICANE WINDOWS. This lovely home has a well laid out open floor plan, with wood flooring throughout and tile in the wet areas. The kitchen looks out into the living area, has granite countertops, a newer refrigerator and a breakfast bar. Attached to the kitchen is a dinette space that opens into the spacious living area. The large bedroom has a walk-in closet, an extra closet for storage, a ceiling fan, and an ensuite bathroom with a tub/shower combo and granite countertop. French doors lead from the main living area onto your private screened balcony. Off the balcony is a storage closet that contains the water heater, and your stackable washer and dryer purchased in 2023. Current lender does not require flood insurance since it is on the 3rd floor, plus an added benefit of no noisy units above you. The AC is 7 years old, new hurricane windows were added in the bedroom and dinette area in 2024. This pet friendly community has a pool, car wash, dog park, fitness center and club house. HOA fees include your water, sewer and trash. Minutes from Tampa International airport, Westshore Mall (google the extensive renovation plans), the International Mall, local restaurants and specialty shops. Easy access to I-275, the Veterans toll road, downtown Tampa, St. Petersburg, Clearwater, etc. Make your appointment today. Listing agent is related to owner.
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Our Executive Mortgage Banker:
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$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $116 | $116 | $116 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,198 | $1,196 | $1,518 |
Total Monthly Payment | $1,389 | $1,387 | $1,709 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.