Serene coastal home in gated community of Ocean Cay is located minutes to pristine St. Augustine Beach and historic downtown. From the moment you arrive, you are greeted by tropical landscaping and a glass entry door that welcomes you to this open floor plan. As you step into the foyer, you will see wood-look tile and vaulted ceilings that draw your eye through the space to the french doors at the rear of the home. Enjoy meals in the formal dining room with tray ceiling, or easily convert this flex space to a fourth bedroom or an office. Entertain guests in your spacious great room, around the grand island in your gourmet kitchen, and open the french doors to the screened lanai to bring the outdoors inside. Dine in the eat-in kitchen surrounded by natural light from the additional windows facing the backyard. This lovely kitchen offers upgraded soft close cabinets, glass backsplash, quartz countertops, newer stainless steel appliances including Bosch dishwasher, and a walk-in pantry. Split bedroom plan offers privacy from family and guests. At the end of your day, retreat to your primary suite and enjoy the spa bathroom which includes a glass enclosed shower, newer waterfall faucets, dual sinks, quartz countertops, separate soaking tub, custom mirrored cabinet, and walk-in closet. The two additional bedrooms are light and airy. They are located across the house, and have a second bath with glass sliding door to the tiled shower and tub which makes the room feel spacious. Enjoy lounging on the screened lanai or on the paver patio while having a glass of wine by the soothing fire in the fire pit as the nights begin to cool. Mature landscaping and an east facing backyard offer privacy and shade from the warm afternoon sun, so you can savor the tranquil outdoors. This home has plenty of storage inside and in the garage with additional shelving and overhead racks. Utility sink, irrigation system, entry keypad, and storm shutters make for ease of care. Interior and exterior lighting has been upgraded. Ideal location to Pier Park at the beach, the intracoastal, historic downtown, restaurants, shops, and local attractions. Enjoy weekly summer concerts beachside or the farmers market at the park and amphitheater, and then come home to your private retreat. This home is move-in ready and waiting for you! *Seller just had new carpet installed in all bedrooms. Carpet has a 25 yr warranty. For a walk-through video of this home, please go to: https: //youtu. be/JNeuU4NeIDw
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$624,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $499,920 | $499,920 | $499,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,326 | $3,323 | $4,216 |
Total Monthly Payment | $3,851 | $3,848 | $4,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.