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Beautifully updated coastal home on Anastasia Island. Minutes to beach, intracoastal, historic downtown St. Augustine, area attractions, shops, and restaurants. Cottage style home is situated in the gated community of Ocean Cay which boasts coastal & Key West style homes with tropical landscaping. This home has been lovingly upgraded and maintained. It is move-in ready with nothing for you to do but enjoy living close to the beach. You will often see neighbors walking or riding bikes the short 1. 3 miles to St. Augustine Beach and Pier Park. Welcoming glass front door leads you directly into the foyer of this immaculate home. Every detail has been done to elevate this space. Upgraded kitchen with soft-close cabinets, quartz countertops, custom glass tile backsplash, newer faucets and appliances, and walk-in pantry. Enjoy breakfast sitting in your eat-in-kitchen or at the spacious island. All lighting inside and out has been carefully chosen and upgraded. The great room and kitchen area are the heart of this home where you will spend your days. All main areas of the home boast crown molding. French doors that are energy efficient lead to your screened lanai and out to your paver patio in the fenced back yard. There are a firepit and mature landscaping for entertainment and privacy. Back inside you will find the eat-in-kitchen has windows to allow in the lovely light. There is a formal dining area with a tray ceiling that can be used for entertaining or you can use this as a flex space that suits your needs. The primary bedroom is situated off the great room and has a tray ceiling and custom painted concrete floors. Adjacent to the primary bedroom is an ensuite with custom mirrored cabinet, glass enclosed shower, soaking tub, and walk-in closet. Home offers a drop zone by the garage door. This Osprey floor plan offers a split-bedroom plan with two additional bedrooms. There is a full guest bath with an upgraded glass sliding enclosure and tile surround. No carpet here, wood-look tile and custom painted concrete floors throughout. In the garage, you will find room for two cars, and the owner has added multiple storage shelves and racks. You will find a utility sink for washing the sand from your shoes when you return from the beach. Hurricane shutters convey with the sale. Garage has a keypad, so you can leave your keys at home when heading out for a day of fun. Ready to call the beach your home? This home has it all and is not to be missed.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $516,000 | $516,000 | $516,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $433 | $433 | $433 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,433 | $3,430 | $4,424 |
Total Monthly Payment | $3,958 | $3,955 | $4,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.