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Step into this inviting home and be greeted by its charming curb appeal. As you enter, a spacious living room and formal dining room welcome you, complemented by an eat-in kitchen for delightful meals. This home boasts four bedrooms and two full bathrooms, offering ample space for comfortable living. Sliding doors lead to a large patio, perfect for enjoying outdoor gatherings in the privacy of your fenced backyard. With a driveway that accommodates multiple cars, parking is a breeze. Nestled in the heart of Stony Point, this home offers unparalleled convenience with its proximity to major highways, including the Palisades Interstate Parkway. For those commuting to Manhattan, public transit is a breeze with nearby bus routes and the Haverstraw-Ossining Ferry, connecting you to Metro-North for seamless trips into the city. Families will appreciate the education provided by the esteemed North Rockland Central School District, with prestigious institutions like Stony Point Elementary School and North Rockland High School. Immerse yourself in the local charm by dining at nearby favorites, perusing the shops along 9W, or exploring the scenic parks and trails that adorn the area.
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $1,036 | $1,036 | $1,036 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,587 | $2,587 | $3,318 |
Total Monthly Payment | $3,698 | $3,698 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.