One or more photo(s) has been virtually staged. Honey, stop the car, I found our dream home! This home is the true meaning of Move in ready. If the elegance and prestige of the Brand-New Nest double door entry isn't enough maybe the Brand New kitchen will be. The kitchen has a 12-foot island and upgraded Top of the line granite with high-end soft touch cabinets and high-end Smart appliances. The home is spacious with a total of 1947 living sq ft, it's 3-bedroom Pool home in a desirable area of Spring Hill on a half-acre lot. the layout features an extra room which could be a fourth bedroom, den, or office. Open floor plan with large living room, eat in kitchen area, breakfast bar, inside laundry room, screen enclosed Lania with your Very own hot tub. Newly screened enclosed pool area with new vinyl liner, a two-speed economy friendly pool pump, new cool decking and freshly sealed. More upgrades include a brand-new bathroom with Travertine tile, dual sink vanity, Bluetooth and multiple light colors in the ceiling. All new wall to wall flooring, top of the line hard wood laminate and tile, No carpet! Freshly painted inside and out, new interior 6 panel doors with new hardware, all new plumbing, New smart garage door opener, New oversized hot water heater, New entrance security door to the garage, all new closet shelves, all new ceiling fans, updated master bathroom, all lighting has been changed to LED, new video and camera doorbell, New outlets and switches. Septic done 2023, Roof 2011, wired for a generator, AC 2016 and a rebuilt mover 2023. Did I mention the primary bedroom has 2 walk in closets and a walk in storage closet. The garage is a 2+ oversized and there is parking in driveway for at least 6 cars comfortably.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,636 | $2,636 | $3,381 |
Total Monthly Payment | $2,763 | $2,763 | $3,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.