3226 Cloverplace DRIVE, Palm Harbor, FL, 34684 | $254,900

PRICE JUST REDUCED! Welcome to 3226 CLOVERPLACE in beautiful Palm Harbor! This updated 3-bedroom villa offers a perfect blend of style and convenience. The spacious kitchen boasts stainless steel appliances, granite countertops, and white shaker cabinets, seamlessly opening to the dining and family room. Recent updates include new siding and soffits in 2023, roof 2018, and AC in 2019. The inside utility room is conveniently located just off the kitchen and includes the full size washer and dryer. The family and dining room area features vaulted ceilings, creating an open and light-filled ambiance and laminate plank flooring. Sliding doors off the family room lead to an enclosed patio and a door to the back deck area, providing access to the fenced-in backyard. The primary bedroom is equipped with a large walk-in closet, an additional closet with built-ins for extra storage, laminate plank flooring and a slider to the enclosed porch. The updated bathroom features a tub shower combo with modern tile, a designer mirror, and lighting, as well as a new vanity with ample storage space. The second bedroom boasts plank laminate flooring and two windows, allowing plenty of natural light. The garage has been converted to a 3rd bedroom but could also easily serve as a home office, den, or media room—the possibilities are endless. This home is move-in ready and waiting for you! Located in the much desired community of Cloverplace that includes a community pool and is centrally located near shopping, restaurants, and just a short drive to Tampa or the beaches. Zoned for top rated schools including Palm Harbor University. This property offers both comfort and convenience. Monthly fees include water, trash, sewer and community pool maintenance. Pet friendly where you can have 2 pets up to 30 pounds. Welcome home! Call today for your private showing.

Features

  • Amenities: Pool
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: Inside
  • Year Built: 1984
  • Garage: Converted Garage, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,100
  • Acreage: 0.09
  • Est. Taxes: $3,525
  • Condo Fee: $365 Monthly
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Size Limit, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8246662
  • Days on Market: 170 days
  • Website: https://www.raveis.com
    /prop/U8246662/3226cloverplacedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 9:02:08 PM)
Listing courtesy of eXp Realty   Phone: 727-449-9276

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3226 Cloverplace DRIVE, Palm Harbor, FL, 34684

$254,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $203,920 $203,920 $203,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $294 $294 $294
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,374 $1,355 $1,720
Total Monthly Payment $1,743 $1,724 $2,089

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.