Welcome to your new home nestled in the heart of South Shore Rhode Island, where coastal charm meets modern convenience. This spacious 4-bedroom, 2-bathroom residence is situated on a beautifully landscaped . 92 acre lot, offering both tranquility and accessibility to local amenities. South Shore RI with very reasonable Charlestown taxes!
Key Features:
- 4 Bedrooms, 2 Bathrooms: Plenty of space for family and guests to relax and unwind.
- Updated Mini-Split HVAC: Enjoy efficient and customizable climate control throughout the year.
- Grand Family Room: Perfect for gatherings and entertaining, with ample natural light and a cozy atmosphere.
- Outdoor Shower: Embrace the coastal lifestyle with a refreshing outdoor shower after a day at the beach.
- Nicely Landscaped . 92 Acre Lot: Professionally landscaped grounds provide privacy and a serene outdoor retreat.
- 2 Car Garage: Convenient storage for vehicles, bikes, and beach gear.
- Close to Pristine Beaches: Just minutes away from some of Rhode Island's most beautiful beaches, ideal for swimming, sunbathing, and watersports.
- Proximity to Local Amenities: Steps from a charming bakery, fresh produce stand, and excellent fishing spots.
- Cozy free-standing wood burning stove in the living room.
- Beautiful spacious updated deck for relaxing and hosting BBQs.
Schedule a showing today and experience everything this South Shore gem has to offer!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$895,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.987% | 6.234% | 5.805% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,009 | $4,350 | $5,898 |
Total Monthly Payment | $4,459 | $4,800 | $6,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.