Indulge in your dream lifestyle in the serene Beacon Lake community with this exquisitely maintained 2021 Dream Finders home, offering the renowned open and inviting Newport floor plan. This home is a sanctuary of elegance and comfort with many enhancements to make it BETTER THAN NEW: *state-of-the-art chef's kitchen, adorned with quartz countertops, a stylish subway tile backsplash, and an array of stainless steel appliances, including a gas cooktop and an electric-sensor faucet—crafted to inspire culinary mastery and effortless entertaining *expansive primary suite is a private haven, complete with a luxurious en suite bathroom boasting dual-sink vanity, a refined subway tile walk-in shower, a discreet water closet, and a spacious closet. · set on a generously large 53' lot (6500 sq-ft), the property's exterior is captivating, with a comprehensive irrigation system and professional landscaping that offer an idyllic setting for relaxing. *Private tree-line separating back neighbor. *electric vehicle (EV) charging *Ring doorbell and security system *water softening system with whole-house water filtration *tankless water heater *move-in ready These elements combine to create an ambiance of indulgent tranquility and convenience. The advanced features embody the home's commitment to modern efficiency and sustainability. Beacon Lake isn't just a neighborhood; it's a lifestyle retreat. Perfectly situated between I-95 and US 1, you will find so much that this charming community has to offer. This ideal location is minutes away from Historic Downtown St. Augustine, local shopping, recreation, and pristine local beaches. Immerse yourself in the exceptional lifestyle that awaits, complete with incredible amenities and a top-rated school system, including a new K-8 school which is set to open in fall 2024, adding to the community’s allure. Resort-style amenities abound including a junior olympic pool, splash park and fun pool, tennis and pickle ball courts. Spend your days enjoying true Florida outdoor living by partaking in various activities, from lakeside beach play to launching a kayak or canoe. The community is enhanced by parks, benches, sidewalks, playgrounds, bike racks, and even a bark-park for your furry friends. This home epitomizes the best of St. Johns County living. It's a harmonious blend of intimate community vibes, prime location, top-tier schools, and the natural splendor of Florida. Enjoy true Florida living in this beautiful home in the desirable community of Beacon Lake!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $410,000 | $410,000 | $410,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,728 | $2,725 | $3,458 |
Total Monthly Payment | $3,193 | $3,190 | $3,923 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.