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Welcome to this charming 3-bedroom Raised Ranch on Overlook Drive in Waterford, CT! Nestled on 0. 72 acres in a coveted neighborhood, this well-maintained property features a 2-car garage and offers a serene oasis complete with a lovely garden area and convenient storage shed. Upon entrance, natural light fills the formal living room and flows into the inviting kitchen. The social kitchen opens to the dining area with access to a Trex composite deck overlooking the peaceful backyard. The main level also boasts a full dual-access bathroom, the primary bedroom, and two additional bedrooms featuring hardwood floors and individual mini-split systems for personalized heating and cooling comfort. Downstairs, the partially finished lower level showcases new laminate floors, a cozy wood stove, and a fully remodeled bathroom. Laundry hookups, utility access, a 2-car garage, and an egress door leading to the expansive backyard complete this versatile space. Equipped with state-of-the-art Sunnova solar panels, this residence not only reduces energy costs but also supports an eco-friendly lifestyle. Conveniently located near shopping, restaurants, highway access, and Connecticut's finest beaches, this home offers both comfort and convenience. Schedule a private tour today and envision yourself calling this spectacular property "home"!
Type | Description | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
Eat-In Kitchen | Ceiling Fan,Dining Area,Eating Space,Hardwood Floor | Upper |
Full Bath | Full Bath,Tub w/Shower | Upper |
Living Room | Ceiling Fan,Hardwood Floor | Upper |
Primary Bedroom | Ceiling Fan,Jack & Jill Bath,Hardwood Floor | Upper |
Rec/Play Room | Remodeled,Beams,Wood Stove,Full Bath,Laminate Floor | Lower |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,151 | $2,122 | $2,737 |
Total Monthly Payment | $2,611 | $2,582 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.