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This exquisite 4BR/3BA home is tucked away in the phenomenal community of Hallam Preserve. As you enter this beautiful home, you will be amazed at just how bright it is. The living room has a sliding door leading to the covered screened lanai and backyard which gives you the feel of being outdoors. The room flows smoothly to the kitchen and breakfast nook making it a great area for family and entertaining. The kitchen is open to the living room and has stainless steel appliances, wood cabinets, a breakfast bar and a pantry. The front den can be used as an office or even a playroom. The split bedroom plan ensures maximum privacy with the spacious primary bedroom and bath on one side of the home and three bedrooms and two baths on the other side. The primary bedroom has a huge walk-in closet, and the primary bath features a vanity with dual sinks, a garden tub and a separate walk-in shower. The 2nd bedroom has its own bathroom which opens to the outside and would make a great, pool bath in the future. Enjoy your coffee in the morning on your lanai overlooking your beautiful backyard and there is plenty of space to add a pool in the future. Seller is offering 10, 000 towards closing cost. Hallam Preserve is a highly sought after south Lakeland gated neighborhood in an area of great schools. The community includes a pool, playground and sidewalks throughout for those evening walks. Convenient to restaurants, shopping and access to the Polk Parkway for an easy commute to Tampa or Orlando, this is truly Florida living at its best. **GET UP TO $5, 000 IN SELLER CREDIT AT CLOSING FOR CLOSING COST ASSITANCE**
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $286 | $286 | $286 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,533 | $2,498 | $3,223 |
Total Monthly Payment | $2,894 | $2,859 | $3,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.