Welcome to the charming neighborhood of Idle Hour in Oakdale, where this split-level home awaits its next proud owner. This delightful residence boasts a blend of comfortable living spaces and promising potential, offering an ideal canvas for you to make your mark. Step inside this 3-bedroom, 2-full bath home and discover its inviting ambiance. The heart of the home lies in the spacious eat-in kitchen, featuring granite countertops and stainless-steel appliances. Entertaining guests is a breeze with both a formal dining room and living room, providing ample space for gatherings and memorable moments. Convenience meets functionality with a dedicated laundry area and a walk-out basement, providing additional storage space or potential for further customization to suit your needs. Embrace the outdoors on the expansive . 45-acre lot, complete with a back patio, outdoor kitchen, and a three-seasons room. Whether you're hosting a summer barbecue or enjoying a quiet morning coffee surrounded by nature, this outdoor oasis is sure to delight. Practical features include a 1-car garage for your vehicle and owned solar panels, offering energy efficiency and cost savings. While this home shines with its many desirable features, it also presents an opportunity for the discerning buyer to add their personal touch and bring out its full potential. With a little TLC, this residence can truly become your dream home. Don't miss out on the chance to make this house your own. Schedule a viewing today and envision the possibilities that await you in this charming Oakdale home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$615,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $1,178 | $1,178 | $1,178 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,315 | $3,315 | $4,252 |
Total Monthly Payment | $4,585 | $4,585 | $5,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.