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Welcome to this distinctive split-level home nestled in the highly sought after Milburn section of Baldwin. This residence is ideally positioned on a corner basement lot providing privacy and a sense of grandeur. Approaching the home you are greeted by a meticulously sodded lawn and a well maintained landscape. As you step inside, you'll be welcomed by a spacious bright home with plenty of upgrades that are sure to delight. Hardwood floors are in the living room and extend seamlessly into an elegant formal dining room, perfect for hosting gatherings with family and friends. The vaulted ceilings adorned with distinguish crown molding adds to this timeless appeal. The dream eat in kitchen features cherry wood Thomasville cabinets, granite countertops, double sinks, stainless steel appliances to include a double wall oven, pot filler, large pantry and plenty of cabinets. Ascend the staircase to the upper level, where comfort awaits. Three generous size bedrooms and one full bathroom with a double sink completes the second floor. The large family room with a full bathroom enhances the inviting atmosphere, providing ample space for gatherings and relaxation. The (partially) finished basement provides more living space to this impressive home. There is also plenty of storage space to keep your home organized. The serene backyard is an entertainers paradise with a patio and a grand custom built brick grill, ideal for creating lasting memories with family and friends. The fully fenced sodded yard offers plenty of space for play and enjoyment. This home offers the perfect blend of elegance, comfort and modern conveniences in a community known for its beauty, top-rated schools and close access to the Long Island Railroad.
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Our Executive Mortgage Banker:
Our Insurance Division:
$729,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $583,200 | $583,200 | $583,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $994 | $994 | $994 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $3,876 | $5,000 |
Total Monthly Payment | $5,015 | $4,962 | $6,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.