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***MOVE-IN READY*** SELLER HAS COMPLETED A SATISFACTORY 4-POINT INSPECTION. roof, plumbing, electric and ac. This is a lake and golf community. Well kept home with Cement tile roof, garage with washer/dryer hook ups. Inside & outside is freshly painted. New ceramic tile floors through out with new carpet in the bedrooms. This home has two bedrooms, two bathrooms and open living and dining spaces. Kitchen has an additional eating space & pantry. French doors off the dining room lead to the enclosed Florida room with views of the wooded back yard. 2 large sheds on a half acre. Fishing and boating and longest freshwater pier in the State. Enjoy the 18 and 9 hole golf course, tennis courts, playground, 23, 000 sq. ft. clubhouse, meals in the cafe, post office, churches, library & fitness room. The community borders 7, 500 acre Lake Walk In Water, the largest lake in Polk County, known for its awesome bass fishing. Grocery & hardware stores, Walmart, hospital, Dr. Offices in 15 minutes. Nature lovers will enjoy the peace and quiet of the country and see deer, turtles, wild turkey, and other species of birds that live in the community. Orlando & Disney and beaches within reach.
City water plus a well and irrigation on the property, seller does not warrant it works. Septic recently pumped with new drain field installed.
CAUTION: YOU MAY NEVER WANT TO LEAVE THIS COMMUNITY!!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $180 | $180 | $180 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,320 | $1,694 |
Total Monthly Payment | $1,575 | $1,575 | $1,949 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.