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This approved double lot beach property is perfect for your year-round dream beach house. Imagine living in a state-of-the-art 1, 900 sq ft home, featuring 5 bedrooms and a highly desired private backyard. Designed with engineered septic, this property offers both luxury and practicality. The breathtaking views will captivate you, offering a stunning living portrait of year-round colors and scenes. Enjoy the sights and sounds of crashing ocean waves, rippling marshland sea grass, Long Island Sound, and the serene Pilots Point Marina. Located within the private and secluded Coral Sands Beach Association, you can stroll or bike down to the beach with ease. For those looking for a quick getaway, the ferry to Block Island is easily accessible, or you can jump on the major highway for an easy 2-hour ride to NYC, Providence, or Boston. Explore high-end local restaurants, boutique shopping, zoos, aquariums, and museums. This property offers the perfect blend of luxury, convenience, and natural beauty. Also see land for sale ($390, 000) 24027932 MLS Private beach with mooring rights included. 2 min to town and private beach
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Upper |
Bedroom 3 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $157 | $157 | $157 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,625 | $7,079 | $9,603 |
Total Monthly Payment | $6,907 | $7,361 | $9,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.