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Welcome to Ronkonkoma! Come see this spectacular newly updated Hi Ranch on a quiet block. This home features 4 Bedrooms and 3 Full bathrooms including a bathroom in the Primary Bedroom. Cooking enthusiasts will love this kitchen making entertaining or just dinner plans a snap! Come check out downstairs lower level where you will find a summer kitchen, a huge laundry room and the garage. While downstairs you have another bedroom with plenty of closet space, a Den and full bath. Go through the outside entrance where you will find an above ground pool and a spacious yard. This home is completely fenced in and also has a deck off the kitchen for outside eating/entertaining. Many new items including new Central Air, Roof, Boiler, Andersen windows, new cesspools, 200 Amp service, newer oil tank and hot water heater. Updates including a Kitchen, Hall Bathroom, Patio and Shed completed in 2019. This Hi Ranch has many possibilities including Room for mom!
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Our Executive Mortgage Banker:
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$649,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,992 | $519,992 | $519,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $801 | $801 | $801 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,503 | $4,494 |
Total Monthly Payment | $4,396 | $4,396 | $5,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.