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3522 Saddle Back LANE, Lutz, FL, 33548 | $759,000
Welcome to your dream lakeside retreat! A rare opportunity on Saddle Back Lake for under $800, 000 and zoned for Steinbrenner/Martinez/Schwarzkopf - an A+ school district in the heart of Tampa! With 5 bedrooms, 3 bathrooms, and a detached two car garage on over a third of an acre, including two primary bedrooms with cathedral ceilings and bathroom ensuites, you'll have ample space for family and guests. Both primary bedrooms also offer access to a second-story deck overlooking the shimmering lake. Enjoy the great outdoors with an array of amenities, including a concrete boat ramp, two-story concrete dry dock, above-ground pool, and a floating jet ski dock. The lush grounds feature fresh sod, fruit producing trees (Orange Navel, Hybrid Orange / Lime, and Banana) surrounded by the private, meticulously maintained 50 acre ski lake teeming with bass and surrounded by protected cypress trees. Not only does this oasis beckon boating enthusiasts and nature lovers alike, the home is elevated and does not require any flood insurance!
Step inside to discover custom oak woodwork, beautiful newly refinished hardwood floors, and river rock exterior accents. The kitchen is a chef's delight, equipped with custom oak cabinets, newer stainless steel appliances, and granite counters illuminated by subtle backlighting. Cozy up by one of the two wood-burning fireplaces or whip up a feast in the outdoor kitchen, complete with a cooktop, fridge, and sink. Stay comfortable year-round with dual AC units, a newer water heater, and LED lighting throughout. The washer and dryer are conveniently located upstairs, and all the bedroom closets feature automatic interior lights that add to the home's practical appeal.
Recent Upgrades include a new well, house water purification system, and sump pump. A new sprinkler pump pulls directly from the lake, while the exterior has been enhanced with a new fence, railing around the deck, freshly stained trim and doors, new sod, and soon to be resealed driveway. Don't miss this opportunity to own a slice of lakeside paradise with an abundance of features and upgrades. Schedule a viewing today and let this waterfront oasis become your new sanctuary!
Features
- Rooms: 7
- Bedrooms: 5
- Baths: 3 full
- Laundry: Inside, Laundry Closet, Upper Level
- Year Built: 1982
- Garage: 2-car Covered, Driveway, Garage Door Opener, Ground Level, Portico
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,191
- Acreage: 0.33
- Est. Taxes: $6,325
- View: Water
- Elem. School: Schwarzkopf-HB
- Middle School: Martinez-HB
- High School: Steinbrenner High School
- Pool: Above Ground
- Pet Policy: Yes
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: T3530151
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/T3530151/3522saddlebacklane_lutz_fl?source=qrflyer
Listing courtesy of COMPASS FLORIDA, LLC Phone: 813-355-0744
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3522 Saddle Back LANE, Lutz, FL, 33548
$759,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $607,200 | $607,200 | $607,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
| Monthly Tax Payment | $527 | $527 | $527 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,091 | $4,091 | $5,248 |
| Total Monthly Payment | $4,710 | $4,710 | $5,867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388