This beautifully furnished two-bedroom, two-bathroom condo in Oceanwalk exudes a coastal charm. It is located in Building #6, which boasts the lowest HOA fees in the community which includes Spectrum and Wifi.
The main bedroom features a large walk-in closet, double sinks in the oversized bathroom, and separate sliders to the lanai. The second bedroom is versatile and can also serve as an office space. Move-in ready with stylish furnishings, this unit is just a short distance from the beach, clubhouse, and pool. Enjoy wildlife and stunning Florida sunsets over the salt marsh nature preserve and nature paths from your covered, screened lanai. The dining and living room combination, with its sliders to the lanai, creates a spacious and bright atmosphere, perfect for condo living. The kitchen's breakfast bar adds convenience for serving and food preparation. With ample closets and storage, the unit also includes the convenience of an under-building garage near the elevator, making shopping and transporting goods easy while protecting your car from the elements. Additionally, a large storage closet is located close to the unit.
Cross the street for direct access to the serene no drive beach, featuring a convenient shower station. With the Canaveral National Seashore, shopping, and restaurants nearby, you can enjoy the tranquil beach life while experiencing all the excitement New Smyrna Beach has to offer.
Information deemed accurate but not guaranteed. All measurements are approximate. Buyer responsible to verify all dimensions and any information that is pertinent to them.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $276 | $276 | $276 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,202 | $2,228 | $2,827 |
Total Monthly Payment | $2,553 | $2,579 | $3,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.