Home was never affected by Helene or Milton! Rare opportunity to own a low-maintenance Mediterranean-style townhome nestled in the exclusive gated waterfront community of Banyan Bay in St. Petersburg FEATURING HURRICANE IMPACT DOORS/WINDOWS AND HAS NEVER HAD ANY WATER INTRUSION! This meticulously maintained home boasts stunning curb appeal with a paver driveway and lush landscaping, situated on a quiet cul-de-sac. Enjoy nearly 2300 sq ft of living space in this spacious open floor plan featuring 3 bedrooms, 2. 5 baths, and a versatile loft area. The kitchen is a chef's delight with 42" cabinets, granite countertops, stainless steel appliances, and a large closet pantry.
Throughout the home, you'll find newly installed LVP flooring upstairs and tile flooring in the expansive living and dining areas, perfect for entertaining. A convenient half bathroom downstairs adds to the home's functionality. French doors off the living room lead to a private patio with serene preserve views, offering a peaceful outdoor retreat.
Upstairs, vaulted ceilings and wide doorways enhance the airy feel of the home. A generous loft space provides endless possibilities for use as an office, playroom, or additional living area. The primary suite impresses with double tray ceilings, a spacious walk-in closet, and an adjoining seating or office area. The ensuite bathroom features a granite double sink vanity, a luxurious garden tub, a large walk-in shower, and ample storage including a linen closet.
Additional bedrooms are generously sized and share a well-appointed hall bathroom with a shower/tub combo. One guest room even includes a balcony, perfect for relaxing and enjoying the surroundings.
Storage is plentiful throughout the home, including a first-floor laundry room conveniently located near the oversized garage, which is pre-wired for an electric car charger. The home is equipped with a whole-house water softener and purifier, as well as a whole-house generator for added convenience and peace of mind.
Recent upgrades include newer dual-zone HVAC systems installed in 2017 and 2014. The Banyan Bay community amenities include access to a waterfront pool and a community dock ideal for fishing enthusiasts.
The HOA at Banyan Bay covers exterior maintenance, including the tile roof and painting, as well as homeowners and flood insurance, cable, internet, water/sewer/trash, irrigation, and landscaping, making for truly low-maintenance living.
Located in a prime waterfront location, this home is close to downtown St. Petersburg with its vibrant dining and shopping scene, museums, St. Petersburg airport, Fort Desoto Beach, Pass-A-Grille Beach, and easy access to I-275 for commuting.
Experience the epitome of Florida living in this meticulously maintained townhome offering luxury, convenience, and tranquility in every detail. HOA INCLUDES EVERYTHING AND YOUR ONLY BILL WOULD BE DUKE ENERGY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $665 | $665 | $665 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,234 | $3,153 | $4,048 |
Total Monthly Payment | $3,991 | $3,910 | $4,805 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.