Bond paid, Immaculately Maintained, and Move-In Ready! You will absolutely fall in love with this Gorgeous Designer Home located in the highly sought after Village of St. James. Full of custom character and charm, you can immediately enjoy Florida Living with 4 Spacious Bedrooms and 3 Full baths. From the Private Guest Wing to the Expansive Main Suite to the Custom In-Law Suite…this Home boasts a Triple Split Floor Plan made complete with a Spacious Dining Area, Large Eat-In Kitchen and a Living Room perfect for entertaining with a fireplace surrounded by a stone accent wall. The guest wing is features a Trey Ceiling in the front guest room along with an upgraded guest bath with high ceilings and a special bedroom/den with a Murphy Bed. The Main Suite also features a Trey Ceiling with a tastefully expanded Primary Bathroom complete with an over-sized Closet, over-sized shower, dual vanities and a Garden Tub. The In-Law Suite has its own full bathroom and is located just off of an enlarged Laundry Room that has a bonus nook perfect for a small home office setup. Located just off of the Open, Eat-In Kitchen is a Screened-In Lanai for even more entertaining. Exiting the lanai, there is a wonderful area for grilling finished with Pavers below and a Pergola overhead. To complete the picture, the Home is surrounded with Mature Professional Landscaping that not only gives privacy but tremendous curb appeal as well. This one is truly a Rare Jewel. Don’t miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,640 | $2,640 | $3,387 |
Total Monthly Payment | $2,976 | $2,976 | $3,723 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.