Discover Your Perfect Home in Central Port Charlotte!
Welcome to this charming 3-bedroom, 1-bath haven with a HUMONGOUS GARAGE that offers ample storage and parking space. Located in a tranquil, slow-traffic area of central Port Charlotte, this home provides the ultimate blend of peace and convenience. Enjoy the benefits of Public Water and the added peace of mind with no HOA, no CDD, and no high-risk flood zone. Nestled in flood zone X, the most desirable classification, this property does not require flood insurance.
Step inside and be greeted by soaring cathedral ceilings and an expansive open area, creating a bright and airy ambiance that invites you to relax and unwind. The heart of the home, the kitchen, boasts sleek stone countertops and a deep sink, making it a modern and functional space perfect for all your culinary adventures.
Sliding glass doors lead to a serene lanai, ideal for enjoying your morning coffee or unwinding with evening sunsets. The fenced backyard provides a private oasis for outdoor activities, while an outside storage closet adds extra convenience for all your storage needs.
Some of the updates include hurricane panels, a brand-new roof, a newer HVAC system, and a complete repiping. Two new swing doors have been installed, enhancing both functionality and style.
In less than 5 minutes, you can reach the vibrant heart of Port Charlotte, where you’ll find a plethora of shopping, dining, and entertainment options. Nearby hospitals and essential services ensure that everything you need is within easy reach.
This home is more than just a place to live; it's a gateway to an enhanced lifestyle. Whether you're a first-time buyer, a snowbird seeking a seasonal retreat, or an investor looking for a prime rental opportunity, this property offers everything you need and more. Schedule your showing today and imagine the endless possibilities of making this delightful home yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $81 | $81 | $81 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,347 | $1,347 | $1,729 |
Total Monthly Payment | $1,503 | $1,503 | $1,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.