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20 Anderson, sitting just a few houses away from the beautiful Long Island Sound, steps to the sandy beach, where you can watch exquisite sun rises & sets, listen to the waves of the ocean & stroll or bike alongside the water! Approx. 2, 200 sq ft, 3 beds, 2 full baths, and a bonus room, this can be your summer getaway or year round beach home! Fully renovated, the home features an incredibly unique & modern layout & style of home. Not looking for your typical cookie cutter home? Look no further! With the different ceiling heights, architectural features such as beautiful woodwork, columns & stone accent wall. Open your double front door to find a sun filled oversized living room w/ a wall of windows w/ ocean views. Your eyes will be drawn to the ceiling w/ beams & the focal fireplace surrounded in stone. This room has a sitting area/foyer as well. Pass the columns into your dining room and remodeled chef style kitchen offering granite counters, new stainless appliances, custom 2 tone cabinets, & a convenient side door to the driveway. A bonus room off the kitchen is perfect for an office! Head to the 2nd floor, where you will find 3 large bedrooms & a full, new bathroom gutted to the framing. The lower level offers the ultimate in rec space w/ a large finished room, a new full bath, storage & laundry. Brand new tankless Navien energy efficient hot water/furnace & new 200 amp electrical w/meter disconnect & outside breaker to code. THE ICING ON THE CAKE. . . NO FLOOD INSURANCE!! new custom screens for all windows are being made and will come with the home. * please note * the home has central air, however the functionality is unknown and being sold as is and taken into consideration with the price.
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Family Room | Lower |
Living Room | Main |
Office | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $526 | $526 | $526 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,258 |
Total Monthly Payment | $3,161 | $3,127 | $3,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.