Renovated Cape Cod-style home, ideally situated near two public parks for outdoor recreation enthusiasts. Lobs Pond Mills Park provides fishing opportunities in a stocked river, while Ipswich River Park offers fields, tennis courts, basketball courts, and scenic walking trails. Additionally, this property is conveniently located just a 10-minute drive from the commuter rail station with ample parking at Wilmington Station. Hardwood floors grace the first level of this home, creating a warm and inviting atmosphere in the light-filled living room. Stay comfortable year-round with a mini-split AC unit for summer and a cozy wood-burning stove for winter. The updated kitchen features modern appliances, a gas range, solid surface countertops, and French doors leading out to the deck. Meticulously maintained with numerous upgrades, including gas heating conversion, new windows, newer furnace and hot water heater. Conveniently close to highways and shopping, home is move in ready.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Bedroom 3 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Bedroom 4 | Closet, Flooring - Hardwood, Lighting - Overhead | Second |
Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Pendant | First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Deck - Exterior, Lighting - Overhead | First |
Living Room | Flooring - Hardwood, Lighting - Overhead | First |
Master Bedroom | Flooring - Hardwood, Lighting - Overhead | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,638 | $3,589 | $4,630 |
Total Monthly Payment | $4,368 | $4,319 | $5,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.