MOTIVATED SELLER | With NO HOA, no deed restrictions, and not in a flood zone, this home provides both flexibility and peace of mind. The location is unmatched—close to major airports, shopping, the Pinellas Trail, and some of Florida's most beautiful beaches. Looking for A-Rated schools, this home is zoned for those too!
This spacious 3-bedroom, 3-bathroom residence is thoughtfully designed home offers much more than just living space! Built in 1972 this home has good bones and is move-in ready OR you could create your dream home with upgrades possible redesign.
BONUS: A full-house on-demand propane generator valued at over $15, 000 ensures peace of mind during power outages—an invaluable asset for any Florida home!
Step inside to a versatile layout featuring multiple bonus spaces: an office, den, a cozy Florida room, and a dedicated dining area just off the galley kitchen. The kitchen is well-equipped with essential appliances, ample cabinetry, a large pantry, and durable Corian countertops.
The split floor plan provides privacy, with the master suite featuring a walk-in closet and a beautifully updated bathroom. Bedroom #2 offers a spacious 12' x 6' walk-in closet, while Bedroom #3 includes a built-in cedar closet, both with views of the expansive 3-car pull-through garage.
Step outside to the oversized backyard, an entertainer's dream! A grill gazebo sets the stage for outdoor gatherings and BBQs, while the backyard also boasts a BONUS air-conditioned workshop for all your projects and an additional shed for extra storage.
Located in the heart of the Palm Harbor Golf Cart Zone, this home offers easy access to downtown Palm Harbor, Ozona, parks, and ball fields. Families will love the top-rated school zoning for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High.
This home offers a perfect blend of tranquility, convenience, and space for all your needs. Schedule your showing today and make 107 15th St. your next home!
Room sizes are approximate; buyer to verify.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,309 | $1,580,167 |
Total Monthly Payment | $2,758 | $2,696 | $1,580,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.