NO FLOODING DURING THE HURRICANE SEASON. GREAT LOCATION - CLOSE TO EVERYTHING. Step into this inviting 3-story 1700 sq. ft. beach townhouse with a loft, offering a rare opportunity for spacious living with 3 bedrooms and 3 full bathrooms and a 2 car oversized tandem garage and three amazing balconies. Located in the desirable Island Estates community of Clearwater Beach, this home is ideally situated within walking distance to Publix, UPS, Island Way Grill and a Church just steps away. The ground floor features a substantial tandem oversize garage, providing ample storage for beach gear, toys, bikes, and vehicles. A patio at the back of the garage offers a perfect spot for grilling and relaxation. On the second floor, you'll find the kitchen, dining room, and living room combination with a large second floor balcony, along with a spacious bathroom and a guest bedroom. Upstairs, discover two generously sized bedrooms, each with its own bathroom for privacy and comfort. The master bedroom includes an additional bonus loft, expanding the living space uniquely and featuring a partial water view from the top window. Being an end unit, it benefits from an additional window in the loft area that enhances natural light and ambiance that interior units do not have. Plenty of storage space, walk in closets and amazing European closet organizers with glass doors in all bedrooms. Beyond the home, residents can enjoy leisurely days at one of the area's finest community pools, featuring expansive pool areas with cabanas, a barbecue area, and a spacious spa. With great restaurants nearby and the World famous Clearwater Beach just a short distance away, this location offers the best of coastal living. Very well maintained community with a brand new roof 2024, elaborate pool area and cabanas. No damage from hurricanes!
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Our Executive Mortgage Banker:
Our Insurance Division:
$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $609 | $609 | $609 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,368 | $2,366 | $3,002 |
Total Monthly Payment | $3,052 | $3,050 | $3,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.