Discover a great opportunity in this charming South Tampa home, perfect for first-time homebuyers or investors. Nestled in a quiet neighborhood, this property offers the potential for value appreciation. The brick exterior accents provide instant curb appeal, while the front yard allows for creative landscaping to boost aesthetics and value. Inside, the 3 bedroom 1. 5 bath home is ready for your personal touch. An open layout with brand new carpeting, bathed in natural light from large windows, creates a sense of spaciousness, ideal for contemporary tastes. First-time buyers will appreciate the home's manageable size and the opportunity to build equity through gradual improvements. Key features like built-in storage, a separate laundry room and the split floor plan add practical value. The bedrooms provide cozy spaces that can be easily personalized. The backyard patio has lights and is perfect for relaxing or entertaining. Located close to local gems like Gadsden Park—with a lake, fitness trail, dog park, and picnic shelters—and just a few blocks from Chiaramonte Elementary, this property offers the ideal mix of potential, practicality, and a prime location – a trifecta for smart real estate investment or an ideal starting point for homeownership.
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Our Executive Mortgage Banker:
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$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $68 | $68 | $68 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,612 | $1,590 | $2,017 |
Total Monthly Payment | $1,755 | $1,733 | $2,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.