Colonial gem in Oakwood Heights. Your dream home or investment success story starts here! Discover the Potential. Calling all first-time home buyers and savvy investors. This is your chance to breathe new life into a quiet beauty making its market debut. Nestled on a generous manicured lot, this charmer in the heart of Oakwood Heights is brimming with possibilities. Situated on a tree-lined street, this home greets you with a large enclosed front porch perfect for relaxing. Inside, you'll find three levels of living, 4 spacious bedrooms, 1. 5 bathrooms and third level bonus space, offering plenty of space for family and friends, with potential for further expansion. The long driveway leads to a detached two-car garage, providing plenty of private parking. This home is ideal for first-time buyers looking to move in and gradually transform each room to their tastes and needs or for investors seeking a home with strong bones and a fantastic location. Location is key, with close proximity to Pelham Metro North Station and parkways, making commuting a breeze. Enjoy nearby amenities like Pelham Manor's ShopRite, Home Goods, Dave & Buster's, and BJ's. This Colonial charmer isn't just a house it's a canvas ready for your vision. Don't miss out on this rare opportunity. **Taxes are currently over assessed-
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $1,430 | $1,430 | $1,430 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,291 | $2,938 |
Total Monthly Payment | $3,796 | $3,796 | $4,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.