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Welcome to your dream home, built in 1840, brimming with antique charm and modern comforts! This delightful three-bedroom, one and three-quarter bath residence is nestled on a lovely lot, making it the perfect blend of historical elegance and natural beauty. From the 2-bay attached garage you enter the large breezeway complete with a workshop above the garage and a dedicated gardening room. Step inside the main home to find a convenient mudroom, ideal for keeping the outdoors at bay. The first floor boasts a full bath, laundry, kitchen, sunroom, dining room, living room, office, and a bedroom, with each room highlighting the home's rich history. Upstairs, the spacious bedrooms provide ample space for rest and relaxation plus a recently remodeled three-quarter bath, thoughtfully designed for modern living. Enjoy the soothing sounds of the river with your windows open in the primary bedroom. The outdoor space is a treasure trove of nature's bounty, featuring two apple trees, a sour cherry tree, and an abundance of blackberries and blueberries. For the gardening enthusiast, there's an established garden area and asparagus bed, ensuring fresh, home-grown produce right at your fingertips. This property is more than just a house; it's a serene retreat with a charming blend of history, nature, and comfort. Showings begin at the open house scheduled for Friday 6/28/24 from 4: 00 to 6: 00 pm and Saturday 6/29/24 11: 00 am to 1: 00 pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,994 | $1,967 | $2,537 |
Total Monthly Payment | $2,591 | $2,564 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.