One or more photo(s) has been virtually staged. PRICE IMPROVEMENT! Buyer Incentive of $5, 000 to be used to buy down interest rate or towards Buyer's closing costs!! Why build when you can move right in! This stunning Captiva model is located in the desirable 55+ community of Twin Lakes, with paver drive/walkway and lush landscaping to welcome you home. Upon entering your eyes are drawn to the high ceilings, 8' doors, wide entryway, and beautiful tile flooring that carries throughout the main living areas. Just off the foyer are your secondary bedrooms, full bathroom, and you will appreciate the seamless flow to an open floor concept with custom window treatments. Enjoy your cooking experience with stainless steel appliances, natural gas stovetop, built-in oven and microwave, gorgeous glass backsplash and custom vented hood. The countertops are granite with plenty of cabinets, and the island comfortably seats 3. This popular design to connect the kitchen, dining and spacious living room is perfect for today's lifestyle and entertainment. Beyond the kitchen is your primary bedroom featuring laminate floors and tray ceiling. An ensuite bathroom offers adult style vanity with granite countertop, luxurious large shower with multiple shower heads, water closet, and storage closet. The spacious walk-in closet flows to your laundry room, which is easily accessible to the secondary bedrooms. If you enjoy the outdoors, step through 3-panel sliding doors to relax in the oversize screened lanai that is pre-plumbed for an outdoor kitchen. The backyard is partially fenced for privacy. Twin Lakes is 24-hour gated and not only offers a waterfront lifestyle for fishing, kayaking and boating, it also features Resort-Style amenities. The community offers several pools, state-of-the-art fitness center, tennis/pickleball, bocce and basketball courts, dog parks, and walking trails. A recently built 20, 000 sf clubhouse features a kitchen, spacious gathering room with billiard and card tables. The best part is there are many activities and social events planned throughout the month! Conveniently located near variety of shopping, restaurants, Orlando International Airport, Lake Nona Medical City, and lakes/beaches. ASSUMABLE MORTGAGE MAY BE AVAILABLE TO QUALIFIED BUYERS!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$482,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $385,600 | $385,600 | $385,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,565 | $2,563 | $3,306 |
Total Monthly Payment | $3,135 | $3,133 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.