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Seller has FHA ASSUMABLE MORTGAGE at 4. 9% and will pay $10, 000 of the buyer's closing costs with a full price offer. Welcome to your new home, 3 bedrooms, 2 baths, and an oversized DEN that can be used as a 4th bedroom built in 2022, in Waterset, offering resort-style living nestled in the heart of Apollo Beach. This Brighton II by Cardel Homes invites you to reconnect with nature, entertain friends, and enjoy the finer aspects of life. Upon entering, take note of the custom glass entry door that floods the oversized foyer with a trey ceiling and natural light.
This home features 9 foot, 4 inch ceilings, to the right, two bedrooms share a bath equipped with a tub/shower combination. All bedrooms are cable ready. On the left, you'll find the large den accessed through elegant glass French doors, conveniently adjacent to the laundry room.
The great room boasts an open concept design with striking plank tile floors. The spacious kitchen showcases a large eat-at island with an under-mount sink, complemented by pendant lighting. Granite countertops and a custom tile backsplash enhance the aesthetic appeal, alongside 42” cabinets adorned with 2 ¼ inch crown molding and brushed nickel hardware. Stainless steel appliances and a generous walk-in pantry complete the picture.
The dining area has been upgraded with two additional windows, while the living area has floor outlets and features an oversized slider leading to the porch with pavers extending to a fire pit—an ideal setting for outdoor gatherings.
The primary bedroom has been thoughtfully upgraded with two privacy windows, two additional doors leading to the dressing area and walk-in shower room, a dual sink vanity with Granite countertops, and a medicine cabinet upgraded window for natural light. A water closet and large walk-in closet with direct access to the laundry room add convenience and functionality. Pool hook ups in place and ready for you to build your dream pool oasis.
Residents of Waterset enjoy nearly 14 miles of walking and biking trails, large fishing lakes, 4 swimming pools, 2 fitness centers, tennis, basketball, and pickleball courts, sand volleyball, playgrounds, parks, splash pad, café overlooking the lake at “The Landing” building, and a designated dog park. The community is conveniently located near the Apollo Beach Marina and Nature Reserve, with easy access to I-75, US HWY 41, and US-301 for a straightforward commute to Bradenton, Riverview, and Tampa. This home is only two miles to the NEW 22 MILLION Southshore (Astro Turf) Sportsplex, 1. 2 miles to the newly open preK-8th grade York Innovation Academy Charter School, 6. 7 miles to Little Harbor and Southshore Yacht Club where you can enjoy boating and the local beach! This home offers a blend of luxury and practicality, providing an exceptional living experience in a vibrant community setting.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $768 | $768 | $768 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,884 | $2,845 | $3,670 |
Total Monthly Payment | $3,744 | $3,705 | $4,530 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.