4. 9 ASSUMABLE FHA MORTGAGE! SELLER WILL OFFER $5, 000 AT CLOSING, ADD MORE LANDSCAPING in the back for more privacy, SCREENED IN LAINAI, AND WHOLE HOUSE BLINDS with accepted offer by the end of the MONTH!
This stunning, BEACH-INSPIRED 4-BED, 2-BATH BRIGHTON II BY CARDEL HOMES is in the sought-after WATERSET COMMUNITY, built in 2022. NO FLOOD ZONE! BUILT TO WITHSTAND HURRICANE WINDS UP TO 130 MPH, this home sits 30 feet above sea level for added peace of mind. This Brighton II has all the luxury UPGRADES you are looking for! Located just minutes from the beach, boat docks, and pier, this home offers luxury and practicality. From the moment you enter, you'll be captivated by the EXTRA-LARGE HALL ENTRANCE that leads to a THREE-PANE GLASS LIVING ROOM SLIDER DOOR, flooding the space with natural light. CONTINUOUS WALK-THROUGH FLOW OF ROOMS connected by additional doorways, makes daily living seamless and convenient for busy families or singles alike. The UNIQUE positioning of the house lets the sunlight enter all day long. The ABUNDANCE OF NATURAL LIGHT throughout the day adds to the home’s COZY, ZEN-LIKE atmosphere, sunlight pours in due to the unique positioning of the house.
Inside, you’ll find 9FT, 4IN with tray ceilings in an oversized foyer. To the right are two bedrooms sharing a bath with a tub/shower combination. On the left is a fourth bedroom, which would be perfect for a den, man cave, office, media room, or playroom it is accessible through elegant glass French doors and conveniently adjacent to the laundry room.
The GREAT ROOM showcases a beachy aesthetic, featuring WHITEPLANK TILE FLOORS and an OPEN-CONCEPT DESIGN. The kitchen is an entertainer's dream with a large eat-at island, GRANITE COUNTERTOPS, and a BLUE DESIGNER TILE BACKSPLASH reflects a stunning OPAL-HUED ARRAY as sunlight hits throughout the day. 42" CABINETS with crown molding, brushed nickel hardware, soft-close drawers, STAINLESS STEEL APPLIANCES, and a generous walk-in pantry round out the kitchen's appeal.
The dining area has been upgraded with two additional windows, and the living room boasts FLOOR OUTLETS and an oversized slider leading to the PAVERED PORCH, which extends to a fire pit, perfect for outdoor gatherings.
The PRIMARY BEDROOM offers two privacy windows and a luxurious ensuite bath with two doors leading to a dressing area and WALKIN SHOWER, a dual-sink vanity with GRANITE COUNTERTOPS, and a large walk-in closet with direct access to the laundry room. POOL HOOKUPS ARE IN PLACE, allowing you to create your own backyard oasis. Residents of Waterset enjoy 14 miles of walking/biking trails, large fishing lakes, 4 swimming pools, 2 fitness centers, tennis, basketball, and pickleball courts, sand volleyball, playgrounds, parks, splash pad, café overlooking the lake at “The Landing” building, and a designated dog park. The community is conveniently located near Apollo Beach Marina and Nature Reserve, with easy access to I-75, US HWY 41, and US-301 for a straightforward commute to Bradenton, Riverview, and Tampa. This home is only two miles to the NEW 22 MILLION SOUTHSHORE (Astro Turf) SPORTSPLEX, 1. 2 miles to the newly open preK-8th grade YORK INNOVATION ACADEMY Magnet School, 6. 7miles to Little Harbor and SOUTHSHORE YACHT CLUB where you can enjoy boating and the local beach! This home offers a blend of luxury and practicality, providing an exceptional living experience in a vibrant community setting. Matterhorn is of the builder model.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $378,320 | $378,320 | $378,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $768 | $768 | $768 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,454 | $2,422 | $3,142 |
Total Monthly Payment | $3,297 | $3,265 | $3,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.