Another beautiful home located in desirable Riddgewood Lakes , an outstanding lush “gated golf community” located in Davenport, Florida. If you are looking for comfort and convenience in a vibrant community, you have found it. This well-maintained home with many upgrades, and desirable amenities located on incredible lot with privacy in rear by lush trees. This 3-bedroom 2-bath home is in a lovely, quiet and age restricted 55+ gated community in “High Vista”section of Ridgewood Lakes, The upgrades and amenities include new roof (2020), Carrier AC unit (2018), driveway, sidewalk and porch pavers (2022), a remodeled fully screened in Florida room with vertical sliding windows (2020) quartz countertops and new sinks throughout, a ceramic resurfaced walk-in shower with Jacuzzi tub, the recently replaced garage door opener and garbage disposal. Enjoy the beautiful Florida Room (18X17) for any entertainment or relaxation. Also, this home comes with a whole house Culligan water softener system, a roll down garage screen, decorative concrete garage floor, and more. Along with your new home in paradise, you will have access to the 12, 000 sq. Ft. community clubhouse with exercise room, a full bar, library, wide-sized swimming pool for all ages, outdoor jacuzzi, tennis courts, and shuffleboard. Your $220. 00 monthly HOA also includes basic cable TV with 2 cable boxes, lawn mowing and basic internet. Your Master HOA semi-annual fee includes 24/7 staffed security. There are many scheduled community events throughout the month with all kinds of different activities offered to residents. The golf course is a short distance from your home. This property has a lot to offer and is truly a turnkey home. It is close proximity to I-4, shopping, all major attractions, Orlando airport and top notch hospitals. The Orlando Airport is close which is perfect for when family or friends come to visit. Also, centrally located with a short drive to the beaches on both coasts. Offers potential as a primary residence or a second home - you will have the time of your life!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,622 | $1,579 | $1,080,834 |
Total Monthly Payment | $1,826 | $1,783 | $1,081,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.