403 13th STREET SW, Ruskin, FL, 33570 | $740,000

Home Listed $40, 000 Under Current Appraised Vale!! Renovated waterfront pool home on the Ruskin Inlet just minutes from the Gulf of Mexico, Tampa Bay, popular beaches and islands. Located in a well-kept Non-HOA or CDD neighborhood. As soon as you walk through the front door you are greeted with beautiful water views and tons of natural light. At 1, 974 sq. ft. heated, this open split plan home has 3 bedrooms, 2 full baths, an oversized 2-car garage, and additional exterior storage. The home's renovations consist of new interior framing from floor to ceiling, all new electrical and plumbing, drywall, interior and exterior paint, custom paver driveway, including pavers to the garage and front entry to the home, hurricane shutters, updated kitchen cabinets, bathroom vanities, quartz and granite countertops, new tile flooring throughout, newer appliances and fixtures, plantation shutters, two large patios, one off the primary suite and another adjacent to the large enclosed pool lanai with a fire-pit and powered boat dock that's great for quick easy access to the Ruskin Inlet and Tampa Bay for fishing, or relaxing while watching manatee, dolphins and all kinds of beautiful sea life swim by. A large, beautiful (arbored) oak tree that canopies the canal and backyard, providing the perfect amount of shade to enjoy your mornings, afternoons, and evening sunsets. The home's open concept offers beautiful water views from almost every room! Inside adjacent to the pool is the kitchen, dining, and living room combination that is perfect for entertaining, offering two refrigerators, two microwaves, plenty of space for cooking, a built-in pantry with custom shelving, lots and lots of countertop space, a large island with electric, built-in storage, and bar-style seating. The primary suite offers additional space that can be used for lounging, additional bedroom furniture, or a 2nd office, a large walk-in closet with custom shelving, built-in dressers, an en-suite bathroom with a window that provides lots of natural light, travertine flooring, a wood and granite vanity with a built-in make-up vanity, a large custom travertine and slate walk-in shower measuring 5x6. 5 with a rain head and detachable showerhead. The French door of the primary suite opens to the exterior patio measuring 17x20 with beautiful water views. The home's split plan allows for added privacy. The 2nd and 3rd bedrooms have large built-in closets and a full 2nd bath with a tub/shower combo, large vanity, built-in linen closet creating the perfect space for family or guest. This home has everything you need to enjoy the waterfront living at its best. Buyers and the buyer's agent are responsible for verifying all listing information and measurements.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 143
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Coastal
  • Year Built: 1975
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,975
  • Acreage: 0.26
  • Lot Size: 75 x 143
  • Est. Taxes: $6,629
  • Lot Desc: Cleared, FloodZone, City Lot, Landscaped, Level, Near Public Transit, Oversized Lot
  • View: Water
  • Pool: Fiberglass, In Ground
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: P4930784
  • Days on Market: 65 days
  • Website: https://www.raveis.com
    /prop/P4930784/40313thstreetsw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/8/2024 5:08:23 PM)
Listing courtesy of XCELLENCE REALTY, INC   Phone: 866-595-6025

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NMLS Mortgage Loan Originator ID 16953

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403 13th STREET SW, Ruskin, FL, 33570

$740,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $592,000 $592,000 $592,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $552 $552 $552
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,939 $3,889 $4,992
Total Monthly Payment $4,583 $4,533 $5,636

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.