403 13th STREET SW, Ruskin, FL, 33570 | $740,000

SELLER MOTIVATED, BRING AN OFFER! NEW HOME IS ALMOST READY! Home is Listed $40, 000 Under Current Market (Appraisal) Value! No HOA or CDD Fees. Move-in Ready renovated, waterfront pool home on the Ruskin Inlet just minutes from Tampa Bay, and Florida’s most popular Beaches and Islands. Enjoy water views and an abundance of natural light from the moment you step through the front door. The home's open concept offers water views from almost every room! The expansive primary suite offers additional space for lounging or a second office/bonus space, a large walk-in closet with custom shelving, an en-suite bathroom with travertine flooring, a custom vanity with a built-in make-up area, and a large custom travertine and slate walk-in shower with three showerheads. The primary suits French doors open to a private 17x20 patio with beautiful water views. The home's split plan allows for added privacy. The 2nd and 3rd bedrooms have large built-in closets and a full 2nd bath with a tub/shower combo, large vanity, and built-in linen closet creating the perfect space for family or guests. The kitchen, dining, and living room combination are perfect for entertaining. Features include two refrigerators, two microwaves, a built-in pantry with custom shelving, ample countertop space, a large island with electric and built-in storage, and bar-style seating. The Kitchen includes two refrigerators, two microwaves, range, microwave, and a built-in pantry with custom shelving, lots and lots of countertop space, a large island with electric, built-in storage, and bar-style seating. Modern Amenities and Renovations include newer electric and plumbing, custom plantation shutters, updated kitchen cabinets, bathroom vanities, quartz and granite countertops, newer appliances, new tile flooring throughout, custom baseboards and crown molding, interior doors, and fresh interior paint, custom Hurricane Shutters, newer windows, and newer AC System. The exterior of the home offers mature and well-maintained landscaping, custom pavers, additional storage, a screened-in swimming pool with a new pool pump, new seawall, two large patios, one off the primary suite and another adjacent to the large, enclosed pool lanai. Enjoy the fire pit and boat dock with a powered covered 12, 000 lbs. boat lift for dry storage accommodating a boat up-to 30’ boat making for quick access with bridge free navigation to Tampa Bay and the Gulf of Mexico. The large, beautiful oak tree that canopies the backyard provides the perfect amount of shade to enjoy your mornings, afternoons, and sunsets while watching the manatee, dolphins swim by to complete your outdoor experience. This home has everything you need to enjoy the waterfront living at its best. This home offers the best of waterfront living with its thoughtful layout, modern amenities, and stunning views from almost every room. Perfect for families, couples, or individuals seeking a serene environment, this home is an entertainer's dream and a tranquil retreat all in one. Don’t miss out on this incredible opportunity to own a piece of paradise. Located in one of Florida’s top vacation destinations, this home has the potential to bring up to $3, 500 a month for rental purposes. Schedule a viewing today and make this beautiful house your new home! Buyers and their agents are responsible for verifying all listing information and measurements.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 75 x 143
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Coastal
  • Year Built: 1975
  • Garage: 2-car Driveway, Garage Door Opener, Ground Level, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,975
  • Acreage: 0.26
  • Lot Size: 75 x 143
  • Est. Taxes: $6,629
  • Lot Desc: Cleared, FloodZone, City Lot, Landscaped, Level, Near Public Transit, Oversized Lot
  • View: Water
  • Pool: Fiberglass, In Ground
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: P4930784
  • Days on Market: 165 days
  • Website: https://www.raveis.com
    /prop/P4930784/40313thstreetsw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 2:23:09 AM)
Listing courtesy of XCELLENCE REALTY, INC   Phone: 866-595-6025

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NMLS Mortgage Loan Originator ID 16953

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403 13th STREET SW, Ruskin, FL, 33570

$740,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $592,000 $592,000 $592,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $552 $552 $552
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,988 $3,935 $4,992
Total Monthly Payment $4,632 $4,579 $5,636

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.