95 W Spring Street, Winooski, VT, 05404 | $409,900

Beautiful. 25 acre lot. House and land being sold "AS IS". It has huge development possibilities now or in the future. It's a single family home right now but can easily be turned back into a duplex. You could build a second home in the back yard and have two houses with still plenty of parking and yard. It has two gas, electric meterson house and two furnaces. Many possibilities exists with the new density zoning laws. Huge organic vegetable , herb and flower gardens. Alot of the hard rough work has been done but more needs to be done with your vision in mind. Live in it while finishing it off. Showings by appointment only.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Saltbox
  • Year Built: 1930
  • Garage: 1-car Garage
  • Heating: Baseboard,Gas Heater,Gas Heater - Vented
  • Cooling: Other
  • Basement: Daylight,Other,Stairs - Interior
  • Approx Sq. Feet: 1,950
  • Acreage: 0.25
  • Est. Taxes: $7,065
  • Lot Desc: City Lot,Landscaped,Major Road Frontage,Mountain View,Open,Secluded,Sidewalks,Street Lights
  • School District: Winooski School District
  • MLS#: 5002182
  • Website: https://www.raveis.com
    /prop/5002182/95wspringstreet_winooski_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 10/2/2024
Listing courtesy of Derek Greene   Phone: 860-560-1006
Listing Agent: Derek Greene

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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95 W Spring Street, Winooski, VT, 05404

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.125% 4990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.439% 6.273% 5.268%
Monthly Tax Payment $589 $589 $589
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,046 $1,992 $1,363,601
Total Monthly Payment $2,710 $2,656 $1,364,265

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.