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Beautiful, well maintained home on the outskirts of downtown. This move in ready home offers 4 spacious bedrooms and 1. 5 baths. With fresh paint in every room, new light fixtures, vinyl siding, and metal roof, there is nothing left for you to do but move in and enjoy. On the first floor you will find a kitchen with newly painted cabinets that offer tons of cabinet space, granite counter tops, and tiled back splash. The kitchen is open to a nice dining area making it the perfect space to entertain. An updated full bathroom, large living room with hardwood floors and lots of natural light, and a bedroom makes for great one floor living. Upstairs are 3 nice sized bedrooms featuring hardwood floors and a half bath. The full walk out basement has been freshly painted and has a laundry area and finished room. A newly constructed set of stairs leads down from the garage to a nice, level, private, fenced in yard with platform for a gazebo or screened in tent. A paved driveway leads to a large detached 2 car garage with overhead storage, making it the perfect place to store all your toys and tools. House is also wired for a generator. Don't miss out on this comfortable, move in ready home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $280 | $280 | $280 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,482 | $1,462 | $1,886 |
Total Monthly Payment | $1,837 | $1,817 | $2,241 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.